{"id":504625,"date":"2025-07-21T16:18:14","date_gmt":"2025-07-21T14:18:14","guid":{"rendered":"https:\/\/ibinternational.it\/relocation-to-italy-taxes-and-fees-for-homebuyers\/"},"modified":"2025-07-21T16:18:14","modified_gmt":"2025-07-21T14:18:14","slug":"muutto-italiaan-veroja-ja-maksuja-asunnonostajille","status":"publish","type":"post","link":"https:\/\/dev.ibinternational.it\/fi\/muutto-italiaan-veroja-ja-maksuja-asunnonostajille\/","title":{"rendered":"Muutto Italiaan: verot ja maksut asunnonostajille"},"content":{"rendered":"

Muutto Italiaan on el\u00e4m\u00e4\u00e4 muuttava p\u00e4\u00e4t\u00f6s. Useimmat ihmiset, jotka p\u00e4\u00e4tt\u00e4v\u00e4t muuttaa Italiaan, ymm\u00e4rt\u00e4v\u00e4t, ett\u00e4 maassa on paljon potentiaalia sijoitusmahdollisuuksien kannalta ja ett\u00e4 se tarjoaa upeita rantoja, vieh\u00e4tt\u00e4vi\u00e4 maisemia ja ihanan el\u00e4m\u00e4ntyylin. Kansainv\u00e4liset ostajat ovat p\u00e4\u00e4tyneet siihen, ett\u00e4 he haluavat nauttia \u2018dolce vitasta\u2019 riippumatta siit\u00e4, ovatko he vierailleet usein Bell Paesen alueella vai ovatko he vain rakastuneet siihen ensi silm\u00e4yksell\u00e4.<\/p>\n

IB International Real Estate<\/a> Asiantuntijat jakavat arvokkaita n\u00e4kemyksi\u00e4 kiinteist\u00f6n ostamisen kustannuksista Italiassa. Olitpa sitten kiinnostunut harvinaisista l\u00f6yd\u00f6ist\u00e4 Italian Rivieralla, moderneista tai komeista taloista j\u00e4rvialueilla, perinteisist\u00e4 huviloista ja historiallisista kartanoista Toscanassa tai maalaismaisemista etel\u00e4ss\u00e4, meid\u00e4n... salkku<\/a> on t\u00e4ynn\u00e4 mahdollisuuksia.<\/p>\n

 <\/p>\n

\u2018L'imposta di Registro\u2019, joka on maksettava \u2018L'Agenzia delle Entrate\u2019 -virastolle (Italian kansallinen verovirasto).<\/h4>\n

Jos sek\u00e4 ostaja ett\u00e4 myyj\u00e4 ovat luonnollisia henkil\u00f6it\u00e4 (toisin kuin yritys) ja kaupan kohteena on asuinkiinteist\u00f6, kiinteist\u00f6vero perustuu kiinteist\u00f6n \u2018rendita catastalessa\u2019 (kiinteist\u00f6rekisteriotteessa) ilmoitettuun arvoon, joka on yleens\u00e4 pienempi kuin todellinen kauppahinta tai markkina-arvo, joskus jopa paljon pienempi.<\/p>\n

Jos ostaja aikoo asua Italiassa ja tehd\u00e4 kiinteist\u00f6st\u00e4 ensisijaisen asuinpaikkansa kahdeksantoista kuukauden kuluessa ostosta, vero on 2% kiinteist\u00f6arvosta.<\/p>\n

 <\/p>\n

ALV (arvonlis\u00e4vero) - Vain t\u00e4ysin uusille rakennuksille, joiden myyj\u00e4 on yritys.<\/h4>\n

Upouuden kiinteist\u00f6n ostajat eiv\u00e4t maksa leimaveroa, vaan arvonlis\u00e4veroa.<\/p>\n

Ostajille, jotka k\u00e4ytt\u00e4v\u00e4t kiinteist\u00f6\u00e4 ensisijaisena asuinpaikkanaan, vero on 4%, ja luksuskiinteist\u00f6ille, joiden kiinteist\u00f6rekisterikoodi on A1, A8 tai A9, vero on 22%.<\/p>\n

 <\/p>\n

Notaarin palkkiot<\/h4>\n

Notaarin palkkiot riippuvat kiinteist\u00f6n hinnasta ja sopimuksen monimutkaisuudesta. Notaaripalkkioihin sis\u00e4ltyy lis\u00e4ksi pieni\u00e4 veroja, jotka notaari on velvollinen maksamaan puolestasi. Lis\u00e4ksi perit\u00e4\u00e4n kopiointimaksuja, arkistointimaksuja ja k\u00e4\u00e4nn\u00f6smaksuja.<\/p>\n

Notaari erittelee kaikki maksut laskussa, jotta voit paremmin ymm\u00e4rt\u00e4\u00e4 kustannukset. Yleisesti ottaen notaarin palkkiot kiinteist\u00f6kaupasta voivat olla noin 800 eurosta 5 000 euroon.<\/p>\n

 <\/p>\n

Imposta Municipale Unica (IMU). Vuotuinen kiinteist\u00f6vero kunnalle<\/h4>\n

Jos olet asukas tai aiot muuttaa asukkaaksi 18 ensimm\u00e4isen kuukauden kuluessa myynnist\u00e4 ja taloa ei ole kaavoitettu luksusasunnoksi ja sit\u00e4 k\u00e4ytet\u00e4\u00e4n ensisijaisena asuinpaikkanasi, vuotuista veroa ei perit\u00e4.<\/p>\n

 <\/p>\n

K\u00e4\u00e4nn\u00f6kset<\/h4>\n

Jos et puhu italiaa, lopullinen kauppakirja on k\u00e4\u00e4nnett\u00e4v\u00e4 kielellesi virallisesti valtuutetun k\u00e4\u00e4nt\u00e4j\u00e4n toimesta. T\u00e4m\u00e4n lis\u00e4ksi saatat tarvita live-k\u00e4\u00e4nt\u00e4j\u00e4n l\u00e4sn\u00e4oloa Atto Notarilen aikana. Usein notaari j\u00e4rjest\u00e4\u00e4 sinulle k\u00e4\u00e4nt\u00e4j\u00e4n, ja kustannukset sis\u00e4ltyv\u00e4t notaarin palkkioon.<\/p>\n

 <\/p>\n

Kiinteist\u00f6nv\u00e4litt\u00e4j\u00e4n palkkio<\/h4>\n

Kiinteist\u00f6v\u00e4litystoimistot ottavat yleens\u00e4 2%-5%:n suuruisen palkkion kiinteist\u00f6n myyntihinnasta, ja 4% on yleisin palkkio. Lis\u00e4ksi sinun on maksettava arvonlis\u00e4vero (myyntivero), joka on 22% v\u00e4lityspalkkiosta.<\/p>","protected":false},"excerpt":{"rendered":"

Relocation to Italy is a life-changing decision. Most people who choose to set up home in Italy understand that the country has a lot of potential in terms of investment opportunities as well as offering fabulous beaches, picturesque scenery, and a wonderful lifestyle. 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